Housing Choice Voucher Program
JPHSDD offers both the Family Self-Sufficiency Program (FSS) and Homeownership Program (HOP) to current Housing Choice Voucher/ Section 8 individuals and families to transition towards economic self-sufficiency and/or homeownership. Both programs are voluntary and offers many benefits. Take a look below to see which program is a good fit for you and your family.
Family Self-Sufficiency Program (FSS)
- I am a current HCV Participant
- I am willing and able to become regularly employed
- I need one-on-one coaching to find resources and identify barriers that prevent you from achieving econonic stability
- I am willing to develop steps to achieve goals that could include but are not limited to - starting a business, building credit, buying a home, attending college, purchasing a car and more
- I am willing to work towards completing my goals listed in an Individualized Training and Service Plan and earn a monthly escrow deposit to an interest bearing escrow savings account and graduate with the savings accumulated at the end of my contract.
- I am willing to learn new skills through training, certifications, workshops, educations, and other community based programs.
Homeownership Program (HOP)
- I am a current HCV Participant, in Jefferson Parish for at least 1 year and not in my initial year of lease.
- I am in good standing with JPHSDD; NO outstanding/unpaid debt or rent
- I am in compliance with current lease, No history of late payments
- I have no previous default on a mortgage while assisted under JPHSDD Homeownership Program
- I currently have a svaings of: $3000/$2000 if you receive Disability
- I have no financial interest in any other property
- I am considered a First Time Homebuyer
- I have been employed full time for at least two years earning at least $14,500 annually (Elderly/Disabled exempt from this requirement)
- I have a credit score of 640 or greater
Which fits you?
If you do not meet the requirements for our Homeownership Program at this time, we believe FSS might be a great fit for you. The FSS Program will help you set goals to become Homeownership Ready while building assets.
If you are interested in either program, please call the FSS/HOP Team at 504-342-4475 or email us at fsshop@jphsdd.org
About the Family Self-Sufficiency Program
About the Homeownership Program
JPHSDD offers a Homeownership Program to permit eligible HCV recipients to purchase a home using their voucher subsidy. All potential homebuyers must have a down payment of 3% of the home purchase price with at least 1% coming from the homebuyer’s own resources.
Steps Towards Home Ownership
- Complete and submit a Homeownership Request Form
- If criteria is met, complete HOP application and submit required documents
- Referral to a HUD certified Counseling Agency to take Pre-Purchase Counseling Course
- Attend Homeownership briefing with Homeownership Coordinator
- Referral to an Approved Lender with HOP voucher to apply for financing
- Receive Pre- Approval from Lender
- Search for a home
- Submit a sales contract
- Home passes all required inspections
- Prepare for closing